Use strong, unique passwords and a trusted manager, enable two-factor authentication, and prefer services with zero-knowledge encryption. Limit link sharing, expire access, and audit permissions quarterly. Teach family members how to spot phishing, because one hasty click can undo months of careful preparation.
Follow the 3-2-1 rule: three copies, two media types, one offsite. Combine cloud sync, an encrypted external drive, and occasional prints for irreplaceables. Test restores twice a year. Backups matter only when recovery works quickly, calmly, and without blame on stressful days.
Keep tax records for appropriate years, medical and insurance documents as long as policies are active, and property records until ownership changes. Scan and store signed agreements alongside e-signed versions. When retention dates pass, shred confidently, freeing space and reducing the risk of exposed data.
All Rights Reserved.